FAQ
Q1: What is CEAKE Mortgage Solutions, LLC?
A: CEAKE Mortgage Solutions, LLC is a real estate solutions company that provides
assured solutions, caring advice, and expert support to individuals and families
facing housing transitions. Whether you need rental assistance, credit repair, or a
pathway to homeownership, we offer tailored solutions to help you move forward.
Q2: What does "CEAKE" stand for?
A: CEAKE represents our core values:
Caring – We treat every client with compassion and respect.
Expertise – Our experience in real estate and finance ensures you get the best solutions.
Assurance – We provide certainty in uncertain times.
Knowledge – We empower you with financial and real estate insights.
Experience – We’ve helped many families successfully transition to stable housing.
Q3: What is the Rehoming Program?
A: Our Rehoming Program helps families find stable, affordable housing after selling or
losing their homes. We provide mortgage loan payoff and rental assistance
negotiation, financial assistance, credit repair, and even lease-to-own opportunities to
set you up for long-term success.
Q4: How does the program work?
A: We follow a 5-step process:
1. Consultation – We assess your situation and housing needs.
2. Housing Search & Negotiation – We negotiate your mortgage loan payoff
with your mortgage servicer and help you secure up to 4X the median rent in your area in rehoming assistance.
3. Financial & Application Support – We assist with rental applications, payment guarantees, and housing assistance programs.
4. Moving & Transition Assistance – We coordinate moving expenses, security deposits, and renter’s insurance.
5. Long-Term Stability – We provide credit repair, savings plans, and homeownership pathways for your future.
Q5: Who qualifies for the Rehoming Program?
A: Our program is designed for:
Families and individuals selling their homes due to financial hardship.
Homeowners facing foreclosure or eviction.
Renters looking for stability with financial assistance or a lease-to-own option.
Any former homeowner needing a fresh start with a structured financial plan.
Q6: How long does it take to find a new home?
A: The timeline varies and depends to a large degree on you and your mortgage
servicer, but we work as quickly as possible. Once we receive the necessary
documents from you and assess your situation, we prepare and submit your Payoff
Offer to the Servicer. Negotiating an approval can take 30 days or more, and once we
have the approval, the search for your new home can begin. A critical determining factor
is how quickly you provide all the required documentation and information to us.
Q7: Do you help with rent payments or deposits?
A: Yes! We offer several forms of rental assistance, including:
Negotiating with your mortgage servicer for rehoming assistance.
Negotiating with landlords for better terms.
Acting as a guarantor to increase approval chances.
Helping with security deposits and upfront costs through alternative solutions like surety bonds.
Connecting you with rental assistance programs at the local, state, and
federal levels.
Q8: What if my credit is bad or I’ve been turned down before?
A: Don’t worry—we specialize in working with individuals who have credit
challenges. We offer credit repair services and coaching to help improve your score,
and we have relationships with landlords and programs that consider your full story, not
just your credit score.
Q9: Can I get help even if I’m still in my home or haven’t listed it yet?
A: Yes. The earlier you connect with us, the more options we have to help. We can
begin negotiating with your lender, help you list your home, or prepare a short sale
or lease-to-own transition while working on your rehoming plan.
Q10: Do you help with insurance or other move-in requirements?
A: Yes! We help families secure affordable renter’s insurance to protect their
belongings and meet lease requirements. We also assist with utilities, document
collection, and landlord communications to make your transition seamless.
Q11: What kind of homes can I expect through this program?
A: We prioritize homes that are safe, clean, and in stable communities, often
comparable or better than your current residence. Our goal is to place you in a home
that supports long-term stability and dignity.
Q12: I want to sell my home—can I work with CEAKE?
A: Absolutely! We facilitate regular listings with our affiliate R/E brokers as well as
more creative strategies such as lease-to-own transactions and owner financing,
helping you to maximize the value of your home while ensuring stable occupancy and
rental income in the meantime.
Q13: Can I access Rehoming Services without doing a Short Sale through CMS?
A: Our Rehoming Services are a core benefit of our Short Sale Program, and are reserved
for clients we are actively assisting. If you’re exploring your options or unsure if you
qualify, we’re happy to review your situation—no pressure, just clarity.
Ready to Take the Next Step?
CEAKE Mortgage Solutions, LLC is here to provide Caring support, Expertise,
Assurance, Knowledge, and Experience to guide you to your next home.
Let’s build your future—together.
Privacy Policy
At CEAKE Mortgage Solutions, we are committed to protecting your privacy and ensuring transparency in how we collect, use, and safeguard your personal information. When you visit our website (https://ceakemortgagesolutions.com), submit forms, or otherwise interact with us, we may collect personal details such as your name, contact information, loan-related data, and information automatically collected through cookies and similar technologies. This data helps us provide tailored mortgage solutions, communicate effectively, improve our services, and comply with legal obligations. We do not sell your personal information, but we may share it with trusted third-party service providers to support our operations or as required by law. By using our website, you consent to the collection and use of your data as described. You have the right to access, correct, or delete your information and may contact us at myhelp@ceakemortgagesolutions.com to exercise these rights. We implement reasonable security measures to protect your data, but no system is entirely secure. Our website may contain links to third-party sites; we are not responsible for their content or privacy practices. This policy applies to users over the age of 18 and may be updated periodically, with the latest version published on our website. Continued use of the site signifies your acceptance of any changes to this Privacy Policy.
